@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');
:root{
 --ink:#101214;--ink2:#191c1f;--text:#303438;--muted:#70767c;
 --red:#ef4545;--red2:#ff6860;--cream:#fbf7f4;--paper:#fff;
 --soft:#fff1ee;--line:#e8e3df;--dark:#111517;--dark2:#1b2023;
 --gold:#f6b943;--radius:18px;--shadow:0 18px 55px rgba(16,18,20,.11)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"DM Sans",system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff;color:var(--text);line-height:1.62;-webkit-font-smoothing:antialiased}
body.modal-open{overflow:hidden}
img{max-width:100%;display:block}
a{color:var(--red);text-decoration:none}
a:hover{text-decoration:underline}
button,input,textarea{font:inherit}
.container{width:min(1180px,calc(100% - 34px));margin:auto}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{font-family:"Manrope",sans-serif;font-weight:800;font-size:1.23rem;line-height:.95;color:var(--ink);letter-spacing:-.045em}
.logo span{color:var(--red)}
.nav-links{display:flex;align-items:center;gap:23px}
.nav-links a{font-family:"Manrope",sans-serif;color:var(--ink);font-size:.86rem;font-weight:700;letter-spacing:.01em}
.nav-toggle{display:none;border:0;background:transparent;color:var(--ink);font-size:1.55rem;padding:6px;cursor:pointer}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:8px;padding:14px 22px;font-family:"Manrope",sans-serif;font-size:.93rem;font-weight:800;cursor:pointer;text-decoration:none!important;transition:.18s ease}
.btn-primary{background:linear-gradient(90deg,var(--red),var(--red2));color:#fff;box-shadow:0 10px 26px rgba(239,69,69,.22)}
.btn-primary:hover{transform:translateY(-1px);filter:brightness(.98)}
.btn-outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.75)}
.btn-dark{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--ink);border:1px solid var(--line)}
.eyebrow{font-family:"Manrope",sans-serif;color:var(--red);font-size:.73rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
h1,h2,h3,h4{font-family:"Manrope",sans-serif;color:var(--ink);line-height:1.06;letter-spacing:-.045em;margin-top:0}
h1{font-size:clamp(3.1rem,6.4vw,5.8rem);font-weight:800}
h2{font-size:clamp(2rem,4vw,3.3rem);font-weight:800}
h3{font-size:1.27rem;font-weight:800}
.lead{font-size:1.14rem;max-width:650px}
.section{padding:76px 0}
.section-soft{background:linear-gradient(180deg,#fff 0%,#fff8f6 100%)}
.center{text-align:center;max-width:790px;margin:0 auto 42px}
.hero-dark{min-height:620px;color:#fff;display:flex;align-items:center;background:linear-gradient(90deg,rgba(8,8,8,.95) 0%,rgba(8,8,8,.82) 43%,rgba(8,8,8,.26) 76%,rgba(8,8,8,.18) 100%),url('https://images.unsplash.com/photo-1496346129997-edf543bf4f93?auto=format&fit=crop&w=1800&q=84') center/cover no-repeat}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}
.hero-copy{padding:34px 0}
.hero-copy h1{color:#fff;max-width:680px;margin-bottom:18px}
.hero-copy h1 .accent{color:#ff6b64}
.hero-copy .lead{color:#ececec}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-meta{display:flex;gap:18px;align-items:center;flex-wrap:wrap;margin-top:18px;color:#ddd;font-size:.88rem}
.hero-panel{justify-self:end;width:min(420px,100%);background:rgba(255,255,255,.97);border-radius:20px;padding:28px;box-shadow:0 24px 70px rgba(0,0,0,.27);color:var(--text)}
.hero-panel h3{font-size:1.62rem;text-align:center}
.hero-panel p{text-align:center;color:var(--muted)}
.form-stack{display:grid;gap:12px}
input,textarea{width:100%;padding:14px 15px;border:1px solid #d9dde0;border-radius:8px;background:#fff}
textarea{min-height:145px;resize:vertical}
.checkbox-line{display:flex;gap:9px;align-items:flex-start;font-size:.86rem;color:var(--text)}
.checkbox-line input{width:auto;margin-top:4px}
.trust-note{font-size:.82rem;color:#858b90;text-align:center;margin-top:10px}
.signal-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.signal-card{border:1px solid var(--line);border-radius:16px;padding:28px 20px;text-align:center;background:#fff}
.signal-card .icon{font-size:2rem;color:var(--red);margin-bottom:12px}
.signal-card strong{display:block;color:var(--ink);font-family:"Manrope",sans-serif;font-size:1rem}
.signal-sub{text-align:center;margin-top:28px;font-family:"Manrope",sans-serif;font-size:1.02rem;color:var(--ink)}
.editorial-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px;align-items:center}
.feature-stack{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.feature-card{min-height:310px;border-radius:16px;overflow:hidden;position:relative;background:#222;box-shadow:var(--shadow);background-size:cover;background-position:center}
.feature-card:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 25%,rgba(0,0,0,.84) 100%)}
.feature-card:nth-child(1){background-image:url('https://images.unsplash.com/photo-1496346129997-edf543bf4f93?auto=format&fit=crop&w=1800&q=84')}
.feature-card:nth-child(2){background-image:url('https://images.unsplash.com/photo-1488426862026-3ee34a7d66df?auto=format&fit=crop&w=1200&q=84')}
.feature-card:nth-child(3){background-image:url('https://images.unsplash.com/photo-1494774157365-9e04c6720e47?auto=format&fit=crop&w=1200&q=84')}
.feature-card .content{position:absolute;left:18px;right:18px;bottom:18px;color:#fff;z-index:2}
.feature-card h3{color:#fff;font-size:1.16rem;margin-bottom:8px}
.feature-card span{font-size:.8rem;color:#ddd}
.how-band{background:var(--dark);color:#fff}
.how-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:46px;align-items:center}
.how-band h2{color:#fff}
.how-band p{color:#cbd0d3}
.how-steps{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.how-step{background:#1d2326;border:1px solid #30383c;border-radius:14px;padding:20px}
.how-step strong{display:block;color:#fff;font-family:"Manrope",sans-serif;margin-bottom:6px}
.step-num{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:#fff;font-weight:800;margin-bottom:12px}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.about-points{display:grid;gap:15px}
.about-point{border-left:3px solid var(--red);padding:2px 0 2px 17px}
.article-list{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.article-card{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;box-shadow:0 8px 28px rgba(16,18,20,.06)}
.article-card .thumb{height:190px;background:#ddd center/cover}
.article-card:nth-child(1) .thumb{background-image:url('https://images.unsplash.com/photo-1496346129997-edf543bf4f93?auto=format&fit=crop&w=1800&q=84')}
.article-card:nth-child(2) .thumb{background-image:url('https://images.unsplash.com/photo-1488426862026-3ee34a7d66df?auto=format&fit=crop&w=1200&q=84')}
.article-card:nth-child(3) .thumb{background-image:url('https://images.unsplash.com/photo-1494774157365-9e04c6720e47?auto=format&fit=crop&w=1200&q=84')}
.article-card .body{padding:18px}
.article-card h3{font-size:1.08rem;margin-bottom:8px}
.article-card p{font-size:.92rem;color:var(--muted)}
.article-card a{font-weight:800}
.safety-note{background:#f6f7f7;border:1px solid #e0e4e5;border-radius:14px;padding:22px;margin-top:30px}
.safety-note strong{color:var(--ink)}
.cta-band{background:linear-gradient(90deg,var(--red),var(--red2));color:#fff;padding:28px 0}
.cta-band .container{display:flex;align-items:center;justify-content:space-between;gap:22px}
.cta-band h3{color:#fff;margin:0;font-size:1.35rem}
.cta-band p{margin:3px 0 0;color:#fff}
.site-footer{background:#101315;color:#cbd0d3;padding:42px 0}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
.footer-grid strong{color:#fff}
.modal-backdrop{position:fixed;inset:0;background:rgba(10,12,14,.72);display:none;align-items:center;justify-content:center;padding:18px;z-index:1000}
.modal-backdrop.open{display:flex}
.modal{width:min(560px,100%);background:#fff;border-radius:20px;padding:28px;position:relative;box-shadow:0 28px 90px rgba(0,0,0,.36)}
.modal-close{position:absolute;right:16px;top:12px;border:0;background:transparent;font-size:1.7rem;cursor:pointer}
.modal h2{font-size:2rem;text-align:center}
.popup-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:14px 0}
.popup-benefits span{background:#fff4f2;border:1px solid #ffe1dc;padding:9px;border-radius:8px;text-align:center;font-size:.82rem;font-weight:700;color:var(--ink)}
.small{font-size:.82rem;color:var(--muted)}
.quiz-hero{padding:54px 0;background:linear-gradient(90deg,#fff 0%,#fff 45%,#f3e7df 100%)}
.quiz-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}
.quiz-hero-img{height:360px;background:url('https://images.unsplash.com/photo-1488426862026-3ee34a7d66df?auto=format&fit=crop&w=1200&q=84') center/cover;border-radius:14px}
.quiz-wrap{max-width:980px;margin:42px auto}
.progress-row{display:flex;gap:18px;align-items:center;font-size:.84rem;font-weight:700;color:var(--ink)}
.progress{flex:1;height:8px;background:#eee;border-radius:999px;overflow:hidden}
.progress>div{height:100%;background:linear-gradient(90deg,var(--red),var(--red2));width:0}
.quiz-layout{display:grid;grid-template-columns:1.4fr .6fr;gap:28px}
.quiz-card,.side-dark,.result-card{border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
.quiz-card{padding:28px}
.option{width:100%;text-align:left;padding:16px 18px;border:1px solid #e3e5e7;background:#fff;border-radius:9px;margin-bottom:10px;font-weight:600;cursor:pointer}
.option:hover,.option.selected{border-color:var(--red);background:#fff7f6}
.side-dark{background:var(--dark2);color:#fff;padding:28px}
.side-dark h3{color:#fff}
.side-dark p{color:#cfd3d6}
.result-card{padding:30px}
.result-two{display:grid;grid-template-columns:1.25fr .75fr;gap:28px}
.result-path{border-radius:16px;background:var(--dark);color:#fff;padding:28px;display:flex;flex-direction:column;justify-content:center}
.result-path .eyebrow{color:#ff7c74}
.result-path strong{font-family:"Manrope",sans-serif;font-size:1.5rem;line-height:1.15}
.article-shell{max-width:1120px;margin:0 auto;padding:42px 18px}
.article-hero{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;background:#fff;border-bottom:1px solid var(--line)}
.article-hero-copy{padding:52px}
.article-hero-img{min-height:370px;background:url('https://images.unsplash.com/photo-1496346129997-edf543bf4f93?auto=format&fit=crop&w=1800&q=84') center/cover}
.article-main{display:grid;grid-template-columns:1.55fr .65fr;gap:34px;margin-top:34px}
.article-content{font-size:1.02rem}
.article-content h2{font-size:2rem;margin-top:34px}
.article-content h3{font-size:1.25rem;margin-top:25px}
.article-content li{margin:.5em 0}
.sidebar-card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff;margin-bottom:20px}
.inline-quote{background:#fff2f0;border-radius:10px;padding:13px 16px;color:#7a3b32;font-weight:600}
.faq{border-top:1px solid var(--line);padding-top:26px;margin-top:34px}
.faq-item{padding:16px 0;border-bottom:1px solid var(--line)}
.legal-page{max-width:850px;margin:48px auto;padding:0 18px}
.legal-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:clamp(24px,5vw,48px);box-shadow:var(--shadow)}
.contact-form{display:grid;gap:12px;max-width:650px}
.not-found{text-align:center;max-width:650px;margin:100px auto;padding:0 18px}
@media(max-width:940px){
 .hero-grid,.editorial-grid,.how-grid,.about-grid,.quiz-hero-grid,.quiz-layout,.result-two,.article-hero,.article-main{grid-template-columns:1fr}
 .signal-grid,.article-list,.feature-stack{grid-template-columns:1fr 1fr}
 .hero-panel{justify-self:start}
 .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
 .nav{min-height:68px}
 .nav-toggle{display:block}
 .nav-links{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:stretch;gap:4px}
 .nav-links.open{display:flex}
 .nav-links a,.nav-links .btn{text-align:center;width:100%;padding:12px}
 .signal-grid,.article-list,.feature-stack,.how-steps,.footer-grid,.popup-benefits{grid-template-columns:1fr}
 .cta-band .container{display:block}
 .cta-band .btn{margin-top:14px}
 h1{font-size:clamp(2.8rem,14vw,4.2rem)}
 .hero-dark{min-height:auto;padding:54px 0;background-position:62% center}
 .hero-panel{width:100%}
 .article-hero-copy{padding:36px 22px}
}

/* V10 SEO architecture */
.breadcrumbs{font-size:.82rem;color:#747b80;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:7px;align-items:center}.breadcrumbs a{color:#555d62;font-weight:700}.breadcrumbs span[aria-current]{color:#93999d}
.guide-index-hero{padding:68px 0 48px;background:linear-gradient(180deg,#fff8f6,#fff)}
.cluster-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.cluster-card{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff;box-shadow:0 8px 28px rgba(16,18,20,.055);display:flex;flex-direction:column}.cluster-card h2,.cluster-card h3{margin-bottom:8px}.cluster-card p{color:var(--muted);flex:1}.cluster-card .count{font-family:"Manrope",sans-serif;font-size:.75rem;font-weight:800;letter-spacing:.08em;color:var(--red);text-transform:uppercase}.cluster-card .links{display:grid;gap:7px;margin:14px 0}.cluster-card .links a{font-weight:700;color:var(--ink)}
.hub-hero{padding:54px 0;background:linear-gradient(135deg,#15191b 0%,#262b2e 100%);color:#fff}.hub-hero h1{color:#fff;max-width:850px}.hub-hero p{color:#d9dddf;max-width:760px;font-size:1.08rem}.hub-hero .breadcrumbs,.hub-hero .breadcrumbs a{color:#c9ced1}.hub-hero .breadcrumbs span[aria-current]{color:#8f999e}
.hub-layout{display:grid;grid-template-columns:1fr .34fr;gap:34px}.hub-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.hub-article{border:1px solid var(--line);border-radius:15px;padding:22px;background:#fff}.hub-article h3{font-size:1.12rem;margin-bottom:9px}.hub-article p{font-size:.93rem;color:var(--muted)}
.quick-answer{background:#fff2f0;border-left:4px solid var(--red);border-radius:0 12px 12px 0;padding:20px 22px;margin:24px 0}.quick-answer strong{font-family:"Manrope",sans-serif;color:var(--ink)}
.article-toc{border:1px solid var(--line);border-radius:13px;padding:19px 21px;background:#fbfbfb;margin:25px 0}.article-toc strong{font-family:"Manrope",sans-serif;color:var(--ink)}.article-toc ol{margin:10px 0 0;padding-left:20px}.article-toc a{color:#4a5156;font-weight:600}
.decision-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}.decision-box{border:1px solid var(--line);border-radius:12px;padding:18px;background:#fff}.decision-box.good{border-top:3px solid #5c8b72}.decision-box.caution{border-top:3px solid #d98255}.decision-box h3{font-size:1.05rem;margin-bottom:10px}.decision-box ul{margin:0;padding-left:19px}
.example-box{background:#171b1d;color:#e9edef;border-radius:14px;padding:22px;margin:24px 0}.example-box strong{color:#fff;font-family:"Manrope",sans-serif}.example-box p{margin-bottom:0}
.article-meta{display:flex;flex-wrap:wrap;gap:10px 16px;color:#777e82;font-size:.82rem}.article-meta span{white-space:nowrap}.related-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related-grid a{display:block;border:1px solid var(--line);border-radius:10px;padding:12px;color:var(--ink);font-weight:700;background:#fff}
.sidebar-card.sticky{position:sticky;top:98px}.all-guides-strip{background:#f6f7f7;padding:28px 0}.all-guides-strip .container{display:flex;align-items:center;justify-content:space-between;gap:20px}
@media(max-width:940px){.cluster-grid{grid-template-columns:1fr 1fr}.hub-layout{grid-template-columns:1fr}.sidebar-card.sticky{position:static}}
@media(max-width:700px){.cluster-grid,.hub-list,.decision-grid,.related-grid{grid-template-columns:1fr}.all-guides-strip .container{display:block}.all-guides-strip .btn{margin-top:12px}}


/* V10.1 — article hero alignment fix */
.article-hero{
  width:min(1180px,calc(100% - 34px));
  margin:18px auto 0;
  grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);
  border:1px solid var(--line);
  border-radius:16px;
  overflow:hidden;
  box-shadow:0 10px 34px rgba(16,18,20,.055);
}
.article-hero-copy{padding:44px 46px;align-self:center}
.article-hero-copy h1{font-size:clamp(2.55rem,3.35vw,3.9rem)!important;max-width:640px;margin-bottom:20px}
.article-hero-copy>p{max-width:620px}
.article-hero-img{min-height:400px}
@media(max-width:940px){
 .article-hero{grid-template-columns:1fr;width:min(100% - 34px,760px)}
 .article-hero-copy{padding:38px 34px}
 .article-hero-img{min-height:330px}
}
@media(max-width:760px){
 .article-hero{width:calc(100% - 24px);margin-top:12px;border-radius:12px}
 .article-hero-copy{padding:30px 22px}
 .article-hero-copy h1{font-size:clamp(2.25rem,11vw,3.15rem)!important}
 .article-hero-img{min-height:260px}
 .breadcrumbs{font-size:.78rem;margin-top:14px}
}

/* V10.2 human-voice content components */
.human-lead{font-size:1.08rem;line-height:1.75;color:var(--ink);margin:26px 0 30px}
.real-life-box{margin:34px 0;padding:26px 28px;border-radius:16px;background:#f6f4f1;border:1px solid var(--line)}
.real-life-box h2{margin-top:0!important;font-size:1.65rem!important}
.reality-list{margin:18px 0 30px;padding:0;list-style:none;display:grid;gap:12px}
.reality-list li{padding:15px 17px;background:#fff;border:1px solid var(--line);border-radius:10px}
.reality-list strong{color:var(--ink)}
.warning-list{margin:18px 0 30px;padding-left:1.2rem}
.warning-list li{margin:12px 0}
.bottom-line{margin:34px 0;padding:24px 26px;border-left:4px solid var(--red);background:#fff2f0;border-radius:0 12px 12px 0}
.bottom-line h2{font-size:1.55rem!important;margin:0 0 10px!important}
.article-content p{max-width:760px}